Get the most out of your home loan.
One of Australia's biggest banks
Australia's most trusted bank#
Australia’s most satisfied home loan customers*
How much could you save?
Watch how the Cox family will save $5,329 in the first year of their home loan.5
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Whether you’re looking to refinance, invest in a new property, or lower your repayments, a home loan health check could be just what you need to get ahead and realise your goals.
Let us give your loan a full check-up to make sure it's still right for you and your current needs.
Then if we can add value to what you already have, we'll talk you through how:
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adding an offset account could save you interest
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your LVR (loan to value ratio) could help lower your interest rate
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equity could help you invest in property
How healthy is your home loan?
How our home loan health check works
We’ll give your home loan a full check-up, looking at your:
Interest rate
We'll compare your current interest rate to see if there is a better rate for you.
Term
We'll look at how changing the term of your loan may help lower your repayments.
Repayment options
We'll look to see how changing the frequency of repayments impacts your loan.
Home equity
We'll also explore the equity you have in your home to see if a better rate can be offered.
Then we’ll talk to you about your goals, and what you hope to achieve in the next few years, including paying down or paying off your loan, renovating, refinancing, or investing.
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The Norris family saved $5,772 in one year on their home loan.** Want help to pay off your home loan quicker?
Things you should know
All loans are subject to the bank's normal lending criteria. Terms and conditions, fees and charges apply and are subject to change.
2 The Alder Family: annual interest savings from having $125, 000 in their new offset account for their $200,000 loan. Full offset facility is available for Bendigo Complete Home Loan for both fixed and variable loans. Actual customers not shown. Actual savings will depend on individual circumstances and any rate changes. T&Cs apply.
3 Jen: refinanced her $481, 000 loan to a lower interest rate saving her $369 a month. Actual customers not shown. Actual savings will depend on individual circumstances and any rate changes. T&Cs apply.
4 Chris and Steve: refinanced their $481,000 loan to a lower interest rate. Actual customers not shown. Actual savings will depend on individual circumstances and any rate changes. T&Cs apply.
5 The Cox family: refinanced to a lower interest rate on their owner occupier home loan, saving them $444 per month and $5,329 annually. Actual savings will depend on individual circumstances and any rate changes. T&Cs apply.
** The Norris family restructured and refinanced their owner-occupied loan to a lower interest rate saving them $481 a month. Actual savings will depend on individual circumstances. Terms & conditions apply.
#Roy Morgan Risk Monitor 2024
* Roy Morgan Single Source Data 2024
