Bringing your plans to life.
Our personal loans come with a range of benefits
Flexible options
Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.
Big or small
Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.
Quick response
We know you want to hear about your application quickly. You will have a response from us within 48 hours.
Secured personal loan comparison
A secured personal loan is a loan guaranteed by an asset, such as a car. Having security means we can offer a lower interest rate for the loan.
Unsecured personal loan comparison
An unsecured loan means that you don't need to provide any security.
Looking to switch your personal loan to Bendigo Bank?
Calculators & tools
Use our tools and calculators to help compare and select the right personal loan for you.
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Personal Loan Pre Application video
How to apply for a loan
This simple process makes it easy for you to access your personal loan:
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Select the loan that is most suited to you
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Send supporting documentation so that we can finalise your application
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Receive a response to your application and you'll be one step closer to getting that new car, holiday, caravan, home improvements, whatever in no time at all.
Why bank with Bendigo Bank?
We're one of Australia's biggest banks, and we're also the nations most trusted bank. As we grow we invest in technology, accessibility, and service to create a better banking experience for everyone. Here are just some ways we're bigger for customers.
The better big bank
- Caring for 2.5 million customers
- Voted Australia's most trusted bank^
- Profits invested back into Australian communities
- Community bank branches in rural areas
Security
- 24/7 fraud monitoring
- Multi-factor authentication
- Secure online shopping
- Zero Liability Protection5
- Banking safely online support
Bendigo Bank app
- Transfer money
- BPAY
- Lock/unlock lost cards
- Change your card PIN
Things you should know
Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.
*Important information about comparison rate
The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^ Roy Morgan Risk Monitor 2024. Customers of Bendigo and Adelaide Bank Limited.
5Mastercard Zero Liability
Conditions for protection apply, see mastercard.com.au/zero-liability
