All over Australia, homeowners are saving money with a free home loan health check
Whether you're looking to refinance, invest in a new property, or lower your repayments, a home loan health check could be just what you need to get ahead and realise your goals.
How our home loan health check works
Interest rate
We'll compare your current interest rate to see if there is a better rate for you.
Term
We'll look at how changing the term of your loan may help lower your repayments.
Repayment options
We'll look to see how changing the frequency of repayments impacts your loan.
Home equity
We'll also explore the equity you have in your home to see if a better rate can be offered.
Then we’ll talk to you about your goals, and what you hope to achieve in the next few years, including paying down or paying off your loan, renovating, refinancing, or investing.
Find out how much you could save!
Things you should know
All loans are subject to the bank's normal lending criteria. Terms and conditions, fees and charges apply and are subject to change.
1 Norris family: amount saved was annual payments reduction on an owner-occupied home loan when repayments dropped by $481 a month from lower interest rate and loan restructure.
Customers not shown in image.
2 The Alder Family: amount saved was annual interest saving from $125,000 in a new offset account with a loan balance of $200,000.
3 Jen’s: amount saved will be annual payments reduction on $481,000 loan when repayments dropped by $369 a month from a lower interest rate.
4 Chris and Steve’s: amount saved was interest savings on $481,000 loan from a lower interest rate.
5 The Timmins Family: amount saved was annual payments reduction on $727,000 loan when repayments dropped by $184 a month and annual interest savings of $2,395 from a lower interest rate.
Actual savings will depend on individual circumstances and any rate changes. T&Cs apply.
^ Roy Morgan Risk Monitor 2023. Customers of Bendigo and Adelaide Bank Limited.
* Roy Morgan Single Source Data 2024
