Terms and conditions
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Bendigo credit card terms & conditionspdf, 306 KB
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Bendigo Rewards terms & conditionspdf, 207 KB
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Bendigo Payment Facilities terms & conditionspdf, 610 KB
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Qantas Business Mastercard insurance terms & conditionspdf, 243 KB
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Bendigo Ready, Low Rate Platinum, Platinum Rewards & Qantas Platinum insurance T&Cspdf, 257 KB
The following documents apply to Bendigo Bank home loans other than Bendigo Flex Home Loans and Bendigo Easy Home Loans.
The following documents apply to Bendigo Flex Home Loans and Bendigo Easy Home Loans (only available through certain Bendigo Bank home loan distribution channels).
Product disclosure statements
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Loan Protection Insurance (Principal and Interest)pdf, 3.4 MB
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Loan Protection Insurance Continuation (Principal and Interest)pdf, 252 KB
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Loan Protection Insurance (Line of Credit, Credit Card, Interest Only Loan)pdf, 2 MB
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Loan Protection Insurance Continuation (Line of Credit, Credit Card, Interest Only Loan)pdf, 753 KB
Products no longer available
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Business accounts product variation notice bookletpdf, 472 KB
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Personal accounts product variation notice bookletpdf, 506 KB
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Term Deposit product variation notice bookletpdf, 300 KB
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Credit product variation notice bookletpdf, 383 KB
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Farm Management Deposit product variation notice bookletpdf, 308 KB
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Rural Bank Everyday Accountpdf, 139 KB
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Rural Bank Everyday Community Accountpdf, 180 KB
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Rural Bank Everyday Retirement Accountpdf, 164 KB
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Rural Bank Farm Management Deposit - Fixed Ratepdf, 194 KB
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Rural Bank Farm Management Deposit - Variable Ratepdf, 197 KB
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Rural Bank Gold Cash Management Accountpdf, 138 KB
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Rural Bank ONE Business Saverpdf, 137 KB
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Rural Bank ONE Business Term Depositpdf, 180 KB
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Rural Bank ONE DIY Super Saverpdf, 137 KB
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Rural Bank ONE DIY Super Term Depositpdf, 154 KB
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Rural Bank ONE Farm Management Deposit - Fixed Ratepdf, 178 KB
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Rural Bank ONE Farm Management Deposit - Variable Ratepdf, 141 KB
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Rural Bank ONE Personal Saverpdf, 152 KB
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Rural Bank ONE Personal Term Depositpdf, 153 KB
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Rural Bank Seasonal Accountpdf, 153 KB
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Rural Bank Term Depositpdf, 154 KB
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Rural Bank banking accounts terms and conditionspdf, 1.1 MB
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Rural Bank Business Cheque Account Terms and Conditionspdf, 140 KB
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Rural Bank Floating Rate Farm Management Deposit Terms and Conditionspdf, 291 KB
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Term Deposit Non Verified Terms and Conditionspdf, 142 KB
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Money For Living Terms and Conditionspdf, 80 KB
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Cash Management Account Terms and Conditionspdf, 77 KB
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Interest Earning at Call Deposit Terms and Conditionspdf, 116 KB
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RBonline Savings Account Terms and Conditionspdf, 306 KB
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RBonline Term Deposit Account Terms and Conditionspdf, 467 KB
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Rural Bank Banking Accounts Terms and Conditionspdf, 1.1 MB
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Rural Bank ONE Direct Debit Terms and Conditionspdf, 366 KB
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Facility Terms 2023 version 6pdf, 727 KB
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Rural Bank Facility Terms 2021 version 5pdf, 578 KB
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Rural Bank Facility Terms 2020 version 4pdf, 614 KB
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Rural Bank Facility Terms 2019 version 3pdf, 499 KB
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Rural Bank Facility Terms 2019 version 2pdf, 268 KB
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Rural Bank facility terms 2016pdf, 321 KB
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Rural Bank facility terms 2012pdf, 315 KB
Target Market Determinations (TMD)
Target Market Determinations for financial products distributed by Bendigo Bank are to ensure that the right products end up in the hands of the right customer. We do this by focusing on our customers in the design and distribution of our financial products.
Privacy Disclosure Statement
The Bendigo Bank Privacy Disclosure Statement outlines how we collect your personal information and credit-related personal information to assess your application so we can provide you with the product or service that you have requested and assess any future applications for products or services you may make to us or our related entities.
Electronic Communication Consent and Authority Statement
The Bendigo Bank Electronic Communication Consent and Authority Statement gives us permission to communicate with you electronically.
Financial Services Guides (FSGs)
Effective from Monday 31 March 2008 a new combined Bendigo Bank FSG was introduced. Find out more about Financial Services Guides (FSGs).
Patriot Act Certification
This is our standard certification for the USA PATRIOT Act. The certification below can be used by customers requesting certification from Bendigo Bank. If you have any further questions with regards to this certification please contact our fraud team by email. Download the Patriot Act Certification.
The merger of Bendigo Bank and Adelaide Bank occurred on Friday 30 November 2007, following the successful implementation of schemes of arrangement. The schemes of arrangement sees Adelaide Bank become a wholly-owned subsidiary of Bendigo Bank.
Bendigo Bank shareholders voted on Tuesday 29 January 2008 to change the name of the company to Bendigo and Adelaide Bank Limited following the Extraordinary General Meeting. This will take effect on 31 March 2008. This change has the following impact on the Bendigo Bank Product Disclosure. Statements and Terms and Conditions documents -
- From 31 March 2008, any reference to “Bendigo Bank Limited” should now read “Bendigo and Adelaide Bank Limited”; and
- From 31 March 2008, any reference to “Bendigo Bank Group” should now read “Bendigo and Adelaide Bank Group”.
