3 minute read
What is a balanced investment style?
A balanced investment style aims to achieve both capital preservation and capital growth.
Sometimes referred to as moderate investing, this style looks to balance risk and reward by investing across varying asset classes.
To invest in this style, investors are usually willing to accept some risk in order to generate potentially higher returns.
Suitable to help achieve financial goals such as:
- Saving for a deposit for a house
- Starting a new business
- Buying an investment property
- Children’s education
Timeframe
A balanced style is usually suited to investors with an investment timeframe of 3-5 years, although some funds can accommodate longer timeframes.
Asset allocation
Often, an asset allocation for a balanced portfolio would be 40% defensive assets (cash, bonds, and fixed interest) and 60% growth assets (infrastructure, listed property, and shares).
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Things you should know
Sandhurst Trustees
Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Sandhurst is the responsible entity and issuer of the managed funds available on this website. Additionally, Sandhurst is the issuer of commercial lending products and the provider of traditional trustee services available on this website. Each of these companies receives remuneration on the issue of the product or service they provide. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank nor any of its related entities, and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested.
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