Get the most out of your home loan.
How much could you save?
All over Australia, homeowners are saving money with a free Bendigo Bank home loan health check.
Watch how the Norris family saved $5,772 last year on their home loan.**
How Bendigo Bank customers saved $5,772 on their home loan
Whether you’re looking to refinance, invest in a new property, or lower your repayments, a home loan health check could be just what you need to get ahead and realise your goals.
Let us give your loan a full check-up to make sure it's still right for you and your current needs.
Then if we can add value to what you already have, we'll talk you through how:
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adding an offset account could save you interest
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your LVR (loan to value ratio) could help lower your interest rate
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equity could help you invest in property
How healthy is your home loan?
How our home loan health check works
Interest rate
We'll compare your current interest rate to see if there is a better rate for you.
Term
We'll look at how changing the term of your loan may help lower your repayments.
Repayment options
We'll look to see how changing the frequency of repayments impacts your loan.
Home equity
We'll also explore the equity you have in your home to see if a better rate can be offered.
Then we’ll talk to you about your goals, and what you hope to achieve in the next few years, including paying down or paying off your loan, renovating, refinancing, or investing.
Want help to pay off your home loan quicker?
Things you should know
All loans are subject to the bank's normal lending criteria. Terms and conditions, fees and charges apply and are subject to change.
** Amount saved was annual payments reduction on an owner-occupied home loan when repayments dropped by $481 a month from lower interest rate and loan restructure. Actual savings will depend on individual circumstances.
#Roy Morgan Risk Monitor 2023
* Roy Morgan Single Source Data 2024