When trading with BID, you can either purchase shares using your own funds or a margin loan.
How do you want to trade?
A Bendigo Invest Direct trading account is free to open with a simple online application process and fast verification.
Trade with your own cash
Settle your trades, hold funds deposited from dividends, and potentially earn interest using our Bendigo Cash Settlement Account.
- Opened on your behalf once a Bendigo Invest Direct trading account is established.
- Account balance displayed on the platform in real time.
- No monthly account service fee or transaction fees.
- Earn interest on your account between investments (interest is calculated daily and paid monthly).
$0 - $5,000 | 0.00% |
$5,000 - $20,000 | 0.00% |
$20,000 - $49,999 | 0.00% |
$50,000 - $99,999 | 0.00% |
$100,000 + | 0.05% |

Trade with borrowed funds
A margin loan lets you borrow money against your own investments to buy more shares, managed funds and exchange traded funds.
Leveraged Equities Limited is the issuer for the Leveraged Equities Margin Loan/Investment Funds Multiplier/ Direct Investment Loan as Lender and a subsidiary of Bendigo and Adelaide Bank Limited. A margin loan from Leveraged is fully integrated with BID^, with its loan details visible on BID platform.
To find out more please call Leveraged on 1300 307 807 or visit Leveraged.
^ Executing Exchange Traded Options (ETOs) trades using a margin loan, is only available via phone.

Ready to get started?
A Bendigo Invest Direct trading account is free to open with no monthly maintenance fees. Sign up in minutes with a simple online application process and fast verification.
Dedicated customer support
Our team is available Monday to Friday (excl. public holidays). You can connect with us online via email and live chat from 7:30am – 7:00pm AEST/AEDT, or by phone from 7:30am – 5:30pm AEST/AEDT.
Online
Complete the online enquiry form and our team will be in touch.
Phone
Our dedicated customer support team are here to help.
Things you should know
Bendigo Invest Direct is a service provided by CMC Markets Stockbroking Limited ABN 69 081 002 851 AFSL No. 246381 (“CMC Markets Stockbroking”), a Participant of the ASX Group (Australian Securities Exchange), SSX (Sydney Stock Exchange) and Cboe (previously known as Chi-X) at the request of Bendigo and Adelaide Bank Ltd (ABN 11 068 049 178, AFSL 237879) (“Bendigo"). For a copy of the terms and conditions relating to the Bendigo Invest Direct services and the Financial Services Guides for CMC Markets Stockbroking or Bendigo (or other relevant disclosure documents), contact us on 1300 788 982, visit trading.bendigoinvestdirect.com.au/forms- external site or via email at info@bendigoinvestdirect.com.au. Neither CMC Markets Stockbroking nor Bendigo are representatives of each other. To the extent permitted by law, Bendigo will not guarantee or otherwise support CMC Markets Stockbroking’s obligations under the contracts or agreement connected with Bendigo Invest Direct.
Information is general advice only and doesn't take into account your personal objectives, financial situation, or needs. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
Gearing involves risk. It can magnify your returns; however, it may also magnify your losses.
The Leveraged Equities Margin Loan, Investment Funds Multiplier and Direct Investment Loan are issued by Leveraged Equities Limited (ABN 26 051 629 282, AFSL 360118) ("Lender") as Lender and as a subsidiary of Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL 237879) ("Bendigo"). The Lender and Bendigo receive remuneration on the issue of the product or service they provide. Investments in this product are not deposits with, guaranteed by, or liabilities of Bendigo nor any of its related entities.