Qantas Platinum Mastercard

Make every day purchases work for you by earning 0.6 Qantas Points per dollar spent2. This card also gives you 180 days comprehensive travel insurance, a range of purchase protections1, and access to Mastercard Priceless® Cities exclusive experiences and special offers.

Download the key fact sheet for this card.

Key features of the Qantas Platinum Mastercard

  1. Purchase interest
    rate 19.99% p.a.

  2. $149 annual fee

  3. Up to 55 days interest free^

  4. Cash advance interest rate 21.99% p.a.

  5. Earn 0.6 Qantas Points per dollar spent2

  6. 180 days comprehensive travel insurance1

  7. Extended warranty on purchases1

  8. 90 day purchase protection on lost, stolen or damaged purchases1

More benefits

  • Best Price Guarantee*
  • Free Frequent Flyer membership
  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide5

*If you find the same item that you've purchased on your card for a much cheaper price, you can claim a refund for the difference. Qualifying criteria apply.

Terms, conditions, fees and charges apply. All information is correct as at 01/08/17 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/08/17. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

^Up to 55-day interest-free period consists of your 30 day statement cycle, plus 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase was made.

1Our insurance partners - Platinum Rewards insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). Qantas Platinum and Low Rate Platinum insurances are issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708) to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL No. 237879. Bendigo Bank doesn’t guarantee any of the benefits provided under the insurance covers. Terms and conditions, limits and exclusions apply. Neither Bendigo Bank, nor any of its Group of companies, has any liability in connection with any insurance claim under the Terms and Conditions. Neither Bendigo Bank, nor any of its Group of companies, guarantee or are liable to pay any of the benefits provided under the covers, nor are they authorised representatives of the insurance providers. Platinum cardholders do not hold these insurances but receive benefits under the insurance covers. The insurance providers and Bendigo Bank may agree to terminate the covers at any time. Bendigo Bank will notify the Platinum cardholders on or before the date of such termination.

2To earn Qantas Points with the Qantas Platinum Mastercard, you must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer number to Bendigo Bank. Membership of the Qantas Frequent Flyer program is subject to the terms and conditions of the Qantas Frequent Flyer program, which can be found at A joining fee may apply. Qantas Points are earned on eligible transactions at the applicable conversion rate of 0.6 Qantas Points per dollar, are transferred monthly to the Frequent Flyer account and are capped at 20,000 points per month – see Bendigo Credit Card Terms and Conditions for details or call 1300 236 344. Ineligible transactions are, for example, BPAY transactions, cash advances, payments to the Australian Taxation Office, cash equivalent transactions, business transactions, balance transfers, and transactions for gambling or gaming purposes, any fee or charge, including any government charges or duties, interest and finance charges payable or paid on your credit card, transactions which are disputed, fraudulent or involve the abuse or unauthorised use of your credit card and payments and  purchases which are refunded or reimbursed. To obtain your complimentary QFF membership go to Qantas.BendigoBank.

5Worldwide access - The Nilson Report, Issue 1095 from September 2016.

+60,000 bonus Qantas Points offer commences 14 May 2018. To be eligible you must apply for a new Bendigo Bank Qantas Platinum Mastercard by 15 June 2018, be approved and spend $2,500 on everyday purchases within 90 days of opening your account. Everyday purchases exclude transactions Bendigo Bank decides are wholly or partly for gambling or gaming purchases. Applicants must enter the promotion code QANTAS into the application form to be eligible. Bendigo Bank may vary or end this offer at any time. Offer is only available when applying for a new Bendigo Bank Qantas Platinum Mastercard through Offer is not available in branch or via Bendigo Bank call centre. Offer is not available when closing/transferring from another Bendigo Bank credit card account or in conjunction with any other Bendigo Bank offer. Points will be credited to your points balance within 3 months of meeting the spend criteria.