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Interest rate risk products

Choose the right interest rate risk product for protection and opportunity.

Interest rate risk management

Lower your costs and increase your profits. Managing your interest rate risk protects you from adverse interest rate movements and benefits you from favourable ones. 

Explore your options

Interest Rate Swap

What is it?

Interest Rate Swap is a tool that helps you manage interest rate movement risk over an agreed period.

Benefits

  • Protects borrowers from increases in interest rates.
  • Highly flexible to meet customer’s specific risk management needs.

Interest Rate Cap

What is it?

Interest Rate Caps ensure the interest rate on your variable rate loan will not go above a specified rate over an agreed period.

Benefits

  • Limits exposure to interest rate increases while still maintaining the flexibility of a variable rate.
  • Allows you to receive the benefit of any rate decreases.

Interest Rate Collar

What is it?

Interest Rate Collars allow you to set a maximum and a minimum interest rate for your variable interest rate loan over an agreed period.

Benefits

  • Reduces your exposure to interest rate movements.
  • Allows you to set the maximum and minimum interest rate payable.

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Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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