Protect your things from damage, loss, theft and annoying flatmates who break stuff.
Affordable single item insurance
Fire and theft at home
If you're burgled or there's a fire at your home, your valuable items are covered under your policy.
Optional accidental damage anywhere in Australia
Extend your cover for portable items, like tablets, cameras, instruments and laptops for full peace of mind.
Storm, flood and cyclone cover
It's nice to know your stuff is protected even if the weather goes crazy and causes damage at home.
We've got you covered
Get a quote in thirty seconds. Save 10% when you pay annually as a new customer.
Affordable insurance
Premiums start from less than $1 per week.
Online claims
We make it quick and easy to claim online, and your claim is processed as soon as possible.
Pay less
By insuring only the items you love, you’ll pay less than traditional contents insurance premiums.
Optional extras - includes accidental damage and theft
Add cover for your item anywhere in Australia, for complete peace of mind when you’re away from home.
Quick quote
Get a quote in thirty seconds. Unless your chatty friend calls, that could slow you down.
10% discount
As an introductory offer, get a 10% discount if you pay your premium annually in advance.
FAQs
Learn more about Insurance 4 that with our quick FAQs.
What items can I cover with this policy?
You can insure:
- desktop and laptop computers
- tablets and iPads
- cameras and camcorders
- home audio visual systems and record players
- gaming consoles
- appliances such as washing machines, dishwashers, fridges, microwaves and cooking appliances
- instruments
- furniture including antiques
- bicycles
- sporting equipment
- camping equipment
- personal electronics
- jewellery and watches
Do the items insured have to be new?
No. You can insure your items with us regardless of age, except if you are insuring a laptop, tablet, television or camera.
If you are insuring one of these items, then you must have purchased the item in the last 90 days unless the item is currently insured on another policy and you are transferring the item to us. You will be required to provide a copy of your purchase receipt or invoice when you take out the policy. If you are transferring the item from another insurance policy you will need to provide a copy of your current certificate of insurance.
Can I insure more than one item on this policy?
Yes, you can insure any combination of single items on your policy, such as a fridge, washing machine, computer and games console.
Do I have to pay an excess?
Yes, your policy will include an excess which will be payable when you make a claim.
How do I make a claim?
Simply visit our online claims site and sign in to your account to get started.
How do this product differ from Contents Insurance?
Insurance 4 That enables you to just insure the stuff that matters, the things you want to protect rather than insuring all of the contents in your house.
What if I decide to sell an item?
Please notify us if you sell an item so you can either cancel your cover or upgrade it if you've purchased a replacement. For example, you need to notify us if you sell your old laptop and buy a new model, as your premium may be affected.
Do I need a police report?
Yes, if your item was stolen (or damaged during a robbery) you need to submit your police report when you make a claim.
Great reasons to choose us
A simple, easy to use online claims process
Pay fortnightly or monthly at no extra cost
Your claim is assessed quickly and your repairs and replacements are arranged fast, so you’re back on track ASAP
A flexible, value for money option to insure only the items you love
Choose a bank that supports local communities
Millions of Australians trust us every day to manage their banking
Things you should know
Insurance 4 That is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No.227681 trading as Insurance 4 That. In arranging insurance policies, the Bank acts under its own AFSL and an agreement with the insurer.
Information is of a general nature only. You should consider the relevant Product Disclosure Statement (PDS) available online and whether or not the insurance is appropriate for you before deciding whether to acquire the insurance. Policy conditions, limitations and exclusions apply.
Target Market Determinations for products are available.
