No new applications are being taken for this fund.
The conservative approach to investing
The Sandhurst Conservative Fund (Fund) is aimed at investors who are more conservative in their tolerance to negative returns and capital value is of higher importance. A conservative approach to investing is adopted within the management of this Fund.
The Managed Fund product/s referenced on this page are issued by our wholly owned subsidiary Sandhurst Trustees Limited.
How it works
The Fund seeks to predominantly invest in the Underlying Investments which are managed by a selection of high quality, leading active and index asset managers across a variety of asset classes, in a manner that Sandhurst believes will meet the investment return objective.
The typical investor would like to see long term growth with little negative impact to their investment.
The neutral position of the Fund is 40% growth assets and 60% defensive assets. Through its holdings in the Underlying Investments, the strategic asset class allocation range of the Fund is:
| Asset type | Min | Max |
|---|---|---|
| Australian shares | 5% | 30% |
| International shares | 5% | 35% |
| Property & infrastructure | 0% | 20% |
| Fixed interest | 20% | 65% |
| Alternatives | 0% | 20% |
| Cash | 0% | 40% |
The strategic asset class allocation provides an indication of the intended holdings through the Underlying Investments and actual holdings may be higher or lower.
Features
- Low minimum investment of $500
- Regular income with moderate capital growth
- Half yearly income distributions
- Ready-made diversification
Defensive or conservative
To invest in this style, you would have a low tolerance for losses and risks which naturally leads you to give up on a larger return that comes with higher-risk investments. This investment style often looks to fixed income products such as cash, loan funds and bond funds. Usually at least 60% of this portfolio would be in defensive assets.
Recommended investment timeframe
Recommended for at least a 3 year investment period.
Risk Profile
Medium
Rates and fees*
No establishment fee
No entry or exit fees
No fees for additional contributions
Management Fees and Costs 1.43% p.a. of the net asset value of the Fund
Related documents
The information on this page is a summary only. For further information please refer to the following documents
Latest performance report
Education HUB article
View all articles
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Things you should know
Target Market Determinations for products are available.
*Management costs are based on costs incurred by the Fund in the past financial year and may be different in the current and future financial years. Other fees and costs may apply. See the Product Disclosure Statement for full details.
Sandhurst Trustees
Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Sandhurst is the responsible entity and issuer of the managed funds available on this website. Additionally, Sandhurst is the issuer of commercial lending products and the provider of traditional trustee services available on this website. Each of these companies receives remuneration on the issue of the product or service they provide. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank nor any of its related entities, and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested.
Information on the website is jointly prepared by Sandhurst and Bendigo and Adelaide Bank and subject to change without notice. Advice in relation to managed funds and commercial lending products is provided by Sandhurst. The information contains general advice only and does not take into account your personal objectives, situation or needs. Before making an investment decision in relation to these products you should consider your situation and read the relevant Product Disclosure Statement available on this site.
The information is given in good faith and has been derived from sources believed to be accurate at its issue date. Neither Sandhurst nor the Bendigo and Adelaide Bank give any warranty for the reliability or accuracy or accept any responsibility arising in any way, including by reason of negligence for errors or omissions for the information contained on this website. Neither Sandhurst nor the Bendigo and Adelaide Bank has an obligation to update, modify or amend this website or notify you in the event that a matter of opinion or projection stated changes or subsequently becomes inaccurate.
Neither Sandhurst nor Bendigo and Adelaide Bank is responsible for the content of any other site accessed via this site. That information is the responsibility of the site owner. Links to other sites are provided for convenience only and do not represent any endorsement by Sandhurst or the Bendigo and Adelaide Bank of the products and services offered by the site owner.
